"Identity Theft" is an informal term for a class of crimes where someone acting without permission or legal authority uses another individual's personal identifying information to impersonate him/her, and in this assumed capacity, uses that information to defraud. Colorado Revised Statutes 12-14.3-106.5 provides that credit reporting agencies must permanently block the distribution of adverse credit information on a consumer when the consumer has submitted a police report to the credit agency, alleging that he/she has been the victim of identity theft, resulting in adverse credit information.
When the crimes involved in these cases actually occur in the City, they should be investigated and reported in the usual manner. However, in many such cases, the location of the actual crime may be in another state, or even in another country. This leaves a citizen with few practical options regarding generating a police report with which to correct erroneous credit reports arising out of criminal frauds. Needless to say, this can be extremely frustrating.
The Colorado Attorney General has encouraged local law enforcement agencies of this state to assist citizens in making these case reports, so that the citizen can repair damage done to his or her credit, regardless of where the crime has occurred. If you have been the victim of identity theft or suspect that you have, please come into the La Junta Police Department Monday thru Friday 8am to 5pm.
Additional information can be found at these links: